- You have been making plans for your husband's birthday for weeks before but forget to wish him in the morning as you wake up.. because work is on your mind
- You wake up in the morning and are sitting staring at the blank wall, rummaging last day's unfortunate events at work and how it could have gone better
- You forget it's lunch time
- You have to go pee but can't because you have a deadline !!
Friday, April 30, 2010
You know you are busy when
Wednesday, April 28, 2010
Stolen Post :)
A post i am stealing from my best friend P. Hilarious but true to its every word :
STOLEN POST
Don't you judge me :)
STOLEN POST
Don't you judge me :)
Thursday, April 08, 2010
Why I changed my major !
Last quarter I took my second finance course, where I learnt all about portfolio management; which is a two step decision. What stocks to select and how to distribute your money within these stocks.
At the beginning of the class I was extremely excited that I will learn what the people at Wall Street do. Alas! it all turned out to be a bummer - key is to simply invest in market index funds and go to sleep. That's it !! And as my professor put it: if you want to do better than the market, you have to be a LOT LOT LOT more smarter than an average investor, and on top of that spend practically every moment looking for arbitrage opportunities.
On one hand its a relief - that oh I don't have to spend every minute of my time finding the right stocks, all i have to do is invest in S&P 500 or something similar. But on the other hand I realized how much time, effort and RISK is involved in picking stocks to make that little extra money. Apparently, these giant companies make money on volumes, and an individual like me cannot do that, because to trade in such huge volumes I will need to own Swiss Bank !!
So, the mystery of individual investing is solved - market index funds.
But what about my major. I had dreams of walking on the wall street. (Yes, even after the market went kaboom !) I had heard that people put in very long hours and its a high stress job but I had never really realized the intensity. I am a very money minded person, so I don't take losses very well. Therefore, I definitely do not want to be the person bringing sorrow to investors. One always hears these success stories of folks who made thousands of dollars, but what about the stories where people lost even more. No wonder these people are paid rather well. But what about the quality of life? Specially, if you are married and are used to having a life :).
So I am back to good old CIS (Computer Information Systems). This doesn't mean that I won't have a challenging career - if I go up the ranks, I will definitely be stressed out once in a while. But the key is "once in a while".
At the beginning of the class I was extremely excited that I will learn what the people at Wall Street do. Alas! it all turned out to be a bummer - key is to simply invest in market index funds and go to sleep. That's it !! And as my professor put it: if you want to do better than the market, you have to be a LOT LOT LOT more smarter than an average investor, and on top of that spend practically every moment looking for arbitrage opportunities.
On one hand its a relief - that oh I don't have to spend every minute of my time finding the right stocks, all i have to do is invest in S&P 500 or something similar. But on the other hand I realized how much time, effort and RISK is involved in picking stocks to make that little extra money. Apparently, these giant companies make money on volumes, and an individual like me cannot do that, because to trade in such huge volumes I will need to own Swiss Bank !!
So, the mystery of individual investing is solved - market index funds.
But what about my major. I had dreams of walking on the wall street. (Yes, even after the market went kaboom !) I had heard that people put in very long hours and its a high stress job but I had never really realized the intensity. I am a very money minded person, so I don't take losses very well. Therefore, I definitely do not want to be the person bringing sorrow to investors. One always hears these success stories of folks who made thousands of dollars, but what about the stories where people lost even more. No wonder these people are paid rather well. But what about the quality of life? Specially, if you are married and are used to having a life :).
So I am back to good old CIS (Computer Information Systems). This doesn't mean that I won't have a challenging career - if I go up the ranks, I will definitely be stressed out once in a while. But the key is "once in a while".
Tuesday, April 06, 2010
Shiny Things
I am a sucker for shiny things - shiny things that I do not own, let me be specific :).
How many times have I lost the trail of my thoughts as I walked passed Swarovski or Apple store ? How many times have I almost bumped the car in-front of me, as I was checking out the coat of the pretty woman walking on the sidewalk? Yes, the answer is many many times.
Yesterday, I was appalled when I realized I have never noticed this gift shop next to my usual Starbucks. This gift shop had these amazing wind chimes, jewelry boxes, jewelry, cutlery etc... that I was so overwhelmed with. I spent an hour in the store deciding what to buy and I got so frustrated because I wanted to buy everything, that I left the store empty handed. But worry not, I am going back there on Saturday with a mission !! :)
But why is it that as soon as I own one of those objects, I lose interest in it, so much so that I forget I own it. The other day we were having lunch at a hot dog stand and I saw this female wearing this really cute jacket. And I was like how cute, I wish I had that. 10 minutes later it dawns on me - I actually do own that very same jacket. I haven't touched it in 2 years!! Jeez !
But am I the only one who has that problem? I know some people have worse problems, like this friend of mine who wears a different dress everyday for the past 3 years (I think she can enter in Guinness book of world records!). I have jewelry that I haven't even worn once and I am about to buy a similar looking one and I let it go (cos I am too cheap). And guess what, a few days later while rummaging through my junk jewelry I find the pair that I never knew existed in that box!!
Oh such is life!
How many times have I lost the trail of my thoughts as I walked passed Swarovski or Apple store ? How many times have I almost bumped the car in-front of me, as I was checking out the coat of the pretty woman walking on the sidewalk? Yes, the answer is many many times.
Yesterday, I was appalled when I realized I have never noticed this gift shop next to my usual Starbucks. This gift shop had these amazing wind chimes, jewelry boxes, jewelry, cutlery etc... that I was so overwhelmed with. I spent an hour in the store deciding what to buy and I got so frustrated because I wanted to buy everything, that I left the store empty handed. But worry not, I am going back there on Saturday with a mission !! :)
But why is it that as soon as I own one of those objects, I lose interest in it, so much so that I forget I own it. The other day we were having lunch at a hot dog stand and I saw this female wearing this really cute jacket. And I was like how cute, I wish I had that. 10 minutes later it dawns on me - I actually do own that very same jacket. I haven't touched it in 2 years!! Jeez !
But am I the only one who has that problem? I know some people have worse problems, like this friend of mine who wears a different dress everyday for the past 3 years (I think she can enter in Guinness book of world records!). I have jewelry that I haven't even worn once and I am about to buy a similar looking one and I let it go (cos I am too cheap). And guess what, a few days later while rummaging through my junk jewelry I find the pair that I never knew existed in that box!!
Oh such is life!
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